Feature Engineer Lending Services in Amsterdam

Profile Feature Engineer Lending Services

ING is looking for an experienced Feature Engineer with a passion for Engineering to help build on our data led ambition for the Wholesale Lending Business.

ING’s goal is to enable people to “do their thing” and empower them to stay a step ahead in life and business. We are one of the largest banks in Europe and we continuously evolve to become one of the most innovative companies in the banking sector using proven and art of the state technology.

Within Tribe Lending we have set ourselves on a mission to become fully digitized and data led to enhance the experience of our clients and our employees. Lending is the core of ING’s lifeline. Hence also the driver in ING’s transformation journey.

In our urge to make complex Lending simple, reusing data, following the patterns it provides and predicting the investments we make in our clients is key. We are tackling fundamental, high impact solutions in the financial services industry. Our Tribe consists of roughly 150+ professionals and we are growing to accelerate this transformation journey. We are talking of making a fresh start, being creative, challenging the status quo and defer decisions to data and algorithms. We are talking of game changers. So, if this sounds exciting and nerve wrecking at the same time, read on!

Your role and work environment

The purpose of the chapter Feature Engineering Lending Services is to improve continuously and extend our expertise as Feature Engineers to coordinate delivery of complex solutions going beyond the scope of a squad.

To enable digitalization for Lending Services we want to be a frontrunner in technology and continuously develop new solutions. The translation from our architectural moonshot to the applications in our portfolio need to be concise, using latest supported technologies and future-proof. 

You’re familiar with the latest technologies, architectural guidelines and agile Way Of Working in order to be able to participate in various discussions and drive the implementation of digitalization within Lending Services.

You will work with the RiskRatING teams. The RiskRatING teams are responsible for implementation the credit models for our sectors/products like Real Estate Finance, Project Finance, Corporate Large and Financial Institutions. We enable our front office and risk colleagues to create, review and approve credit ratings as a key step in the customer journey. The ratings are an input for pricing and capital calculation and therefore they play a crucial role in the financial performance of the Bank. You are also involved in implementing the models in a new technology stack, data management and the creating of sector specific financial template to digitize all the financial data from our customers. The teams are part of the broader Tribe Lending.

Your key responsibilities

• Owning the full stack lifecycle of the platform. Orchestrating the evolution of a platform across IT chains and domains that consume the platform services in terms of functionals, non-functionals, Risk, Security, technical debt, migration, Roadmaps, etc;
• Defining the architecture for the platform, including integration points with other platforms;
• Ensuring that the architecture is implemented according to plan, minimizing technical/tactical debt. Escalates to management if required.
• Reducing complexity and steering towards preventing or reducing technical debt. Improves the quality and consistency and reduces time-to-market for the platform. Shortens the cycle time from idea to service with impact to consumer.
• Defining realistic and ambitious Implementation Roadmaps and Quarterly Business Review (QBR) items (3 quarters) together with Tribe Leads, Product Owners, IT leads and Squads of the platform.
• Actively guarding security and data integrity in the design, implementation and operation of platforms using standards industry frameworks. Is mandated to define global standards in collaboration with other Architects, Engineers, IT Leads, etc.
• Breaking down desired (business) themes into epics and features across multiple platforms, that can be further refined into implementable stories. Defines backlog items to further improve the quality of the platform.
• Providing guidance to Engineers, managers and teams/squads for the platform by describing design patterns in Cookbooks together with the engineering discipline. Describes how these best practices can be implemented in practice.
• Designing technical Security Solutions

We are looking for:

You are an energetic and proactive feature engineer with a passion for how to use the right tools and techniques for the Lending environments and a positive, “Do it-Try it-Fix it” mentality. You are a natural team player who forms relationships based on social skills rather than hierarchical structure. Close cooperation with your fellow Feature Engineers, architects, management, and the DevOps squads is your greatest achievement.

You have a broad understanding of both technical and orange code competences with which you feel comfortable with all WB Tech services and know your way around the WB Tech squads globally. You continuously strive to develop both yourself and your colleagues in the security mind-set.

You are an ambassador for a solid, future proof IT architecture. This role requires emphasis on the following:

• You are passionate about IT Architecture
• You are the “go to” person on the latest techniques and technologies
• You are eager to align with management, architects, and squads to define solutions and roadmaps that are safe, robust, and maintainable
• You are inspiring and show energy and passion.
• You have a good feel on how everything works in the international WB Tech organization, and you understand the underlying spheres of influence.
• You are focused on cross border collaboration: you set aside your own 'ego' in the interests of achieving the best results - you help others to be successful.
• You are able to design technical Security solutions

Education and background

• A personality and the capabilities to optimally function within an Agile environment
• Experience in guiding and realising change
• Experience/affinity with Wholesale Banking is a pre
• Experience/affinity with Front Office Lending process (e.g. Credit assessment, approval, monitoring) is a strong plus.
• Professional and intellectual IT skills at bachelor or university level, preferably IT Master
• You have a background in IT engineering area, preferably in Agile teams as a DevOps Engineer
• Excellent oral and written command of English